Robert Kiyosaki made a huge impact with is Cash Flow board game and continues to to this day. I have huge respect for him. But I felt Cash Flow, while a great game, starts with the assumption that people are already somewhat knowledgeable, with a foundational understanding of financial concepts and principles.

When I had the inspiration to invent IMPACT, I’d had a decade of experience in sitting down with numerous people in my financial services practice, I met with so many people who did not have that knowledge AT ALL. Many had attempted investing in real estate, or stocks, without knowledge or experience, but excitement, and lost a LOT of money simply because they were missing the foundational knowledge. Imagine trying to drive a car without knowing the difference between the brake and accelerator. And, yet, people do this EVERY DAY with their money. Licensed in the financial industry since January 2004, I’ve continued to see the same things year after year.

In my opinion, Cash Flow starts with the assumption that players have taken driver’s ed, and many haven’t. I wanted to create the game for people to learn, and experience that FIRST. I guess you could say, IMPACT is the game you should play before Cash Flow. 😉

I want people to have a fun, non-stressful way to gain experience and knowledge with money. It doesn’t have to be scary or overwhelming! Game after game, I watch as players start with the idea that they aren’t good with money, or overwhelmed, intimidated, unsure about how to invest, and by the end of playing for the first couple of hours, they discover their skills and confidence around money! The next game play is ALWAYS different for EVERY player.

While IMPACT is an adult game, designed for older teens and up, IMPACT can be played with younger players, with adults playing with them. Much of the “learning” content is geared towards adult topics, kids have a blast with the game part of the game. As long as older players are availble to assist with the calculations and financial choices, kids will enjoy playing. In fact, it can be a great confidence builder for younger players. Ultimately, IMPACT is a strategy game, and can be competitive and FUN. If your kids play Monopoly, they will have fun with IMPACT.

See above.

IMPACT does not have a “finish line”, so players decide how long to play, or when to stop. Remember all the times you played Monopoly and left the board out, with all your play money tucked under the edge of the board, and all of your properties lined up, ready to pick up where you left off the next day, or next time you played? With IMPACT, you can stop whenever, the keep your scoresheet, put away the board and cards, but still pick up where you left off, with your scoresheet. You can play with the same scoresheet you start with for as many games as you choose. 10 game, 15, 20, more? Yes. Watch your money grow as you accumulate various assets, learning new concepts along the way. Yes, you CAN Play Your Way To Wealth with IMPACT!

So much!

Mastery comes from experience, not just knowledge. IMPACT is also designed for the intellectual knowledge of money and financial principles, as well another aspect that greatly affects many people – the beliefs and mindsets around money (some conscious, many are subconscious and unconscious thoughts and beliefs).

The physical board game is for up to 6 players. You can play with only 2 people, but the power of the game is better with 4 – 6 players. See below for the answer to this question when we host virtual online game plays.

Everyone. But really, the audience is people who want to be better with money, want to learn more, gain some experience without real life loss and risk. It’s for people who want to educate and empower others about money. It’s for those who want to empower themselves, or others, with many skills that are strengthened when playing IMPACT. It’s for those who want to be more financially savvy, confident. It’s for anyone who likes to have fun, connect, and loves board games.

Visit the Store page for details on the game and to purchase.

You could, but because of all that is on screen when playing virtually, playing on a smart phone is very challenging.

There is no cost to play virtually!

You register 24 hours in advance of the game time through Zoom to secure your spot in the virtual game.

Presently, we are using Zoom as the platform for virtually playing IMPACT.

With virtual playing, we have 90 minutes of playing, preceded by 15 minutes for set up, and 15 minutes for recap at the end, for a total of 2 hours. Many times, players choose to stay on longer to play more, or chat with the group of players.

With the virtual game plays, there is currently a limit of a maximum of 12 players. This allows for the most interaction amongst players and facilitator, for the best player experience.

Yes! There will be virtual game times specifically for game owners to play together. Join in on Zoom, with your game set up to play. You roll your own dice, move your own token, draw your own cards, versus the Facilitator doing those things in the alternative virtual game set up. See the Event page for those game times.

When you register with Zoom to play, you will receive a confirmation email from Zoom, which has a unique link to log in which says Click Here To Join. 

IMPACT was designed to allow players to step away and the other players to continue taking turns. Most (all) games require players to wait to take a turn until a missing player has taken theirs. Since IMPACT doesn’t have a Finish line, and each player is responsible for tracking their number of turns taken (tracked on the score sheet border), and when it’s time to calculate Payday, there’s no need to wait on a missing player to return.

When I had the inspiration to invent IMPACT, I’d had a decade of experience in sitting down with numerous people in my financial services practice, I met with so many people who did not have that knowledge AT ALL. Many had attempted investing in real estate, or stocks, without knowledge or experience, but excitement, and lost a LOT of money simply because they were missing the foundational knowledge. Imagine trying to drive a car without knowing the difference between the brake and accelerator. And, yet, people do this EVERY DAY with their money. Licensed in the financial industry since January 2004, I’ve continued to see the same things year after year.

In my opinion, Cash Flow starts with the assumption that players have taken driver’s ed, and many haven’t. I wanted to create the game for people to learn, and experience that FIRST. I guess you could say, IMPACT is the game you should play before Cash Flow. 😉

I want people to have a fun, non-stressful way to gain experience and knowledge with money. It doesn’t have to be scary or overwhelming! Game after game, I watch as players start with the idea that they aren’t good with money, or overwhelmed, intimidated, unsure about how to invest, and by the end of playing for the first couple of hours, they discover their skills and confidence around money! The next game play is ALWAYS different for EVERY player.

Sure. Of course, that makes it a completely different game experience. It is not recommended. If you want to play with multiple players (more than 6 – the number of game tokens), then you can “stack” players on tokens. Send an email for instructions on how to play with “stacking.” Or purchase more game sets. 😉

All players begin the game with “Starting Funds,” to be distributed between designated accounts on the Score Sheet – FIN account, Reserve Fund account, Debt Balance, and/or Miscellaneous accounts that each player designates/names. Each player decides at the start of the game what to do with the Starting Funds. It is the first financial decision in the game.

You continue playing. If you run out money in real life, what do you do? Many cards award money, so if a player runs out, it doesn’t take them out of the game – like in life. You keep going until something changes.

Cards can only be sold to another player (in the Beginner phase of IMPACT) IF the card states that it can be sold to another player. The player that draws the card may determine the price to sell to another player.

Investments in business, real estate, stocks, or any investment cards in Money Grows or Business As Usual are all OPTIONAL. If a player does not have enough money in their accounts, then they would not be able to invest. If they have the money, then they choose to invest or pass. EVERY CARD THAT HAS A BUY OR INVEST OPPORTUNITY HAS A SELL OPPORTUNITY.

Cards for stocks have a price per share that ONLY the player who drew it gets to act on to invest. Should other players already have that stock on their score sheet, yes, they can sell for the price on the card.

In the Beginner phase of the game, which typically is many games played, players cannot make joint investments – unless the card specifically states to include other players. The Advanced level of the game does allow for joint investments, as explained in the game’s Instruction Guide.

It is a personal choice for each player.

FIN is your Financial Independence Number – the amount you should have accumulated to create enough growth to replace your intended income in retirement.

Financial Wisdom Points – the foundation of the game.

FWPs determine the winner of IMPACT. There are also cards that a player may, or may not act on’ or have to act on, or not, depending on the number of FWPs they’ve accumulated in the game. There are also cards that award money based on a players number of FWPs. For example: you receive $100 for each FWP you have.

Loans can be taken based on the number of FWPs a player has. The amount borrowed gets added to a players Debt Balance on their score sheet. In this case, FWPs act as a kind of credit score. Details of how to borrow money are explained in the Instruction Guide.

The first consideration, with many card offerings, is if the player has enough money in their score sheet accounts to be able to make the investment.  Otherwise, a player should consider the risk of some investments, or the net income of others (cash flow – expenses = net income). Most of the time, if the player has available funds, the “good” investment is a player preference.

Click here [these will soon be available for download] to download a blank score sheet.

Yes. If you have your own IMPACT The Money Mastery Game, you can select a new score sheet, with a new “Job.” There are 24 score sheets with 24 unique “Jobs” included in the game.

If you are playing virtually, you can request a new “Job” score sheet by emailing Cathy@IMPACTtheMoneyMasteryGame.com. Put “New Job Score Sheet” in the Subject Line. 

Robert Kiyosaki made a huge impact with is Cash Flow board game and continues to to this day. I have huge respect for him. But I felt Cash Flow, while a great game, starts with the assumption that people are already somewhat knowledgeable, with a foundational understanding of financial concepts and principles.

When I had the inspiration to invent IMPACT, I’d had a decade of experience in sitting down with numerous people in my financial services practice, I met with so many people who did not have that knowledge AT ALL. Many had attempted investing in real estate, or stocks, without knowledge or experience, but excitement, and lost a LOT of money simply because they were missing the foundational knowledge. Imagine trying to drive a car without knowing the difference between the brake and accelerator. And, yet, people do this EVERY DAY with their money. Licensed in the financial industry since January 2004, I’ve continued to see the same things year after year.

In my opinion, Cash Flow starts with the assumption that players have taken driver’s ed, and many haven’t. I wanted to create the game for people to learn, and experience that FIRST. I guess you could say, IMPACT is the game you should play before Cash Flow. 😉

I want people to have a fun, non-stressful way to gain experience and knowledge with money. It doesn’t have to be scary or overwhelming! Game after game, I watch as players start with the idea that they aren’t good with money, or overwhelmed, intimidated, unsure about how to invest, and by the end of playing for the first couple of hours, they discover their skills and confidence around money! The next game play is ALWAYS different for EVERY player.

While IMPACT is an adult game, designed for older teens and up, IMPACT can be played with younger players, with adults playing with them. Much of the “learning” content is geared towards adult topics, kids have a blast with the game part of the game. As long as older players are availble to assist with the calculations and financial choices, kids will enjoy playing. In fact, it can be a great confidence builder for younger players. Ultimately, IMPACT is a strategy game, and can be competitive and FUN. If your kids play Monopoly, they will have fun with IMPACT.

See above.

IMPACT does not have a “finish line”, so players decide how long to play, or when to stop. Remember all the times you played Monopoly and left the board out, with all your play money tucked under the edge of the board, and all of your properties lined up, ready to pick up where you left off the next day, or next time you played? With IMPACT, you can stop whenever, the keep your scoresheet, put away the board and cards, but still pick up where you left off, with your scoresheet. You can play with the same scoresheet you start with for as many games as you choose. 10 game, 15, 20, more? Yes. Watch your money grow as you accumulate various assets, learning new concepts along the way. Yes, you CAN Play Your Way To Wealth with IMPACT!

So much!

Mastery comes from experience, not just knowledge. IMPACT is also designed for the intellectual knowledge of money and financial principles, as well another aspect that greatly affects many people – the beliefs and mindsets around money (some conscious, many are subconscious and unconscious thoughts and beliefs).

The physical board game is for up to 6 players. You can play with only 2 people, but the power of the game is better with 4 – 6 players. See below for the answer to this question when we host virtual online game plays.

Everyone. But really, the audience is people who want to be better with money, want to learn more, gain some experience without real life loss and risk. It’s for people who want to educate and empower others about money. It’s for those who want to empower themselves, or others, with many skills that are strengthened when playing IMPACT. It’s for those who want to be more financially savvy, confident. It’s for anyone who likes to have fun, connect, and loves board games.

Visit the Store page for details on the game and to purchase.

You could, but because of all that is on screen when playing virtually, playing on a smart phone is very challenging.

There is no cost to play virtually!

You register 24 hours in advance of the game time through Zoom to secure your spot in the virtual game.

Presently, we are using Zoom as the platform for virtually playing IMPACT.

With virtual playing, we have 90 minutes of playing, preceded by 15 minutes for set up, and 15 minutes for recap at the end, for a total of 2 hours. Many times, players choose to stay on longer to play more, or chat with the group of players.

With the virtual game plays, there is currently a limit of a maximum of 12 players. This allows for the most interaction amongst players and facilitator, for the best player experience.

Yes! There will be virtual game times specifically for game owners to play together. Join in on Zoom, with your game set up to play. You roll your own dice, move your own token, draw your own cards, versus the Facilitator doing those things in the alternative virtual game set up. See the Event page for those game times.

When you register with Zoom to play, you will receive a confirmation email from Zoom, which has a unique link to log in which says Click Here To Join. 

IMPACT was designed to allow players to step away and the other players to continue taking turns. Most (all) games require players to wait to take a turn until a missing player has taken theirs. Since IMPACT doesn’t have a Finish line, and each player is responsible for tracking their number of turns taken (tracked on the score sheet border), and when it’s time to calculate Payday, there’s no need to wait on a missing player to return.

When I had the inspiration to invent IMPACT, I’d had a decade of experience in sitting down with numerous people in my financial services practice, I met with so many people who did not have that knowledge AT ALL. Many had attempted investing in real estate, or stocks, without knowledge or experience, but excitement, and lost a LOT of money simply because they were missing the foundational knowledge. Imagine trying to drive a car without knowing the difference between the brake and accelerator. And, yet, people do this EVERY DAY with their money. Licensed in the financial industry since January 2004, I’ve continued to see the same things year after year.

In my opinion, Cash Flow starts with the assumption that players have taken driver’s ed, and many haven’t. I wanted to create the game for people to learn, and experience that FIRST. I guess you could say, IMPACT is the game you should play before Cash Flow. 😉

I want people to have a fun, non-stressful way to gain experience and knowledge with money. It doesn’t have to be scary or overwhelming! Game after game, I watch as players start with the idea that they aren’t good with money, or overwhelmed, intimidated, unsure about how to invest, and by the end of playing for the first couple of hours, they discover their skills and confidence around money! The next game play is ALWAYS different for EVERY player.

Sure. Of course, that makes it a completely different game experience. It is not recommended. If you want to play with multiple players (more than 6 – the number of game tokens), then you can “stack” players on tokens. Send an email for instructions on how to play with “stacking.” Or purchase more game sets. 😉

All players begin the game with “Starting Funds,” to be distributed between designated accounts on the Score Sheet – FIN account, Reserve Fund account, Debt Balance, and/or Miscellaneous accounts that each player designates/names. Each player decides at the start of the game what to do with the Starting Funds. It is the first financial decision in the game.

You continue playing. If you run out money in real life, what do you do? Many cards award money, so if a player runs out, it doesn’t take them out of the game – like in life. You keep going until something changes.

Cards can only be sold to another player (in the Beginner phase of IMPACT) IF the card states that it can be sold to another player. The player that draws the card may determine the price to sell to another player.

Investments in business, real estate, stocks, or any investment cards in Money Grows or Business As Usual are all OPTIONAL. If a player does not have enough money in their accounts, then they would not be able to invest. If they have the money, then they choose to invest or pass. EVERY CARD THAT HAS A BUY OR INVEST OPPORTUNITY HAS A SELL OPPORTUNITY.

Cards for stocks have a price per share that ONLY the player who drew it gets to act on to invest. Should other players already have that stock on their score sheet, yes, they can sell for the price on the card.

In the Beginner phase of the game, which typically is many games played, players cannot make joint investments – unless the card specifically states to include other players. The Advanced level of the game does allow for joint investments, as explained in the game’s Instruction Guide.

It is a personal choice for each player.

FIN is your Financial Independence Number – the amount you should have accumulated to create enough growth to replace your intended income in retirement.

Financial Wisdom Points – the foundation of the game.

FWPs determine the winner of IMPACT. There are also cards that a player may, or may not act on’ or have to act on, or not, depending on the number of FWPs they’ve accumulated in the game. There are also cards that award money based on a players number of FWPs. For example: you receive $100 for each FWP you have.

Loans can be taken based on the number of FWPs a player has. The amount borrowed gets added to a players Debt Balance on their score sheet. In this case, FWPs act as a kind of credit score. Details of how to borrow money are explained in the Instruction Guide.

The first consideration, with many card offerings, is if the player has enough money in their score sheet accounts to be able to make the investment.  Otherwise, a player should consider the risk of some investments, or the net income of others (cash flow – expenses = net income). Most of the time, if the player has available funds, the “good” investment is a player preference.

Click here [these will soon be available for download] to download a blank score sheet.

Yes. If you have your own IMPACT The Money Mastery Game, you can select a new score sheet, with a new “Job.” There are 24 score sheets with 24 unique “Jobs” included in the game.

If you are playing virtually, you can request a new “Job” score sheet by emailing Cathy@IMPACTtheMoneyMasteryGame.com. Put “New Job Score Sheet” in the Subject Line.